Elberton Life Insurance is a location that appears on the first floor of the Hilltop Center in Silent Hill 3. Heather Mason enters it using the life insurance key. Inside, she finds a room filled with bloody tables set in a crooked, rectangular configuration, along with another page to the fairy tale book she found near the Glutton. Heather will read from it, and when she says the words "tu fui, ego eris", she hears a noise. When Heather leaves, all the monsters are gone, including the Glutton, which had been blocking the exit door.